EANCOM PART II |  | 1997-07-01
DEMUL | - Multiple Debit Advice Message | VERSION 001

## 1. Introduction

### Status

MESSAGE TYPE | : DEBMUL
REFERENCE DIRECTORY | : D.96A
EANCOM SUBSET VERSION | : 001

### Definition

A Multiple Debit Advice message is sent by an Account Servicing Financial Institution to the Account Owner or to a third party, which has agreed bilaterally in advance, that its account(s) has been or will be debited for specified amount(s) on the date(s) indicated, in settlement of the referenced business transaction(s).

### Principles

A Multiple Debit Advice message may cover the financial settlement of one or more commercial trade transactions, such as invoices, credit notes, debit notes, etc.

Several debit accounts, value dates, entry dates and currencies may be specified.

### Notes

This section should be read in conjunction with the Branching Diagram and the Segment Table which indicate mandatory, conditional and repeating requirements.

The following semantic principles which apply to the message are intended to facilitate a better understanding of the message:

The Multiple Debit Advice message is structured in three levels, A, B, and C.

- Level A contains data related to routing criteria for the whole message and is contained in the heading section, segment group 1 through 3, the CNT segment, group 28, and the UNT segment.
- Level B contains data from the debit side (one debit account, one currency, one execution date) and data which applies to all further details of C level(s) and is contained in segment group 4 through 9.
- Level C contains detailed data related to the transactions which make up the debit side and is contained in segment group 10 through 19.

The structure of the message is designed to allow several B levels, each B level being followed by its related C levels.

#### Using the message for simple, extended, or multiple transactions

The multiple debit advice message may be used by an ordering party's bank to transmit single, extended, or multiple debit advices to an ordering customer.

A debit advice is a message from a bank to its customer providing notification that funds have been debited from its account(s) and identifying the party receiving the associated credit.

A simple debit advice always relates to one debit from one ordering party's account in favour of one beneficiary. To use the DEBMUL message as a simple debit advice the following data must be provided;

Data | Where
Ordering Customer Data / Beneficiary data | FII - Group 6 FII - Group 10 / NAD - Group 14
Credit Values | MOA - Group 4 (Total CREDIT value) MOA - Group 13 (Individual CREDIT transaction values)
Payment Order Number | RFF - Group 5 (CREDIT side) RFF - Group 11 (Individual CREDIT transactions)

An extended debit advice always relates to many debits from one ordering party's account in favour of one beneficiary. To use the DEBMUL message as an extended debit advice the following data must be provided;

Data | Where
Ordering Customer Data / Beneficiary data | FII - Group 6 FII - Group 10 / NAD - Group 14
Credit Values | MOA - Group 4 (Total CREDIT value) MOA - Group 13 (Individual CREDIT transaction values)
Payment Order Number | RFF - Group 5 (CREDIT side) RFF - Group 11 (Individual CREDIT transactions)

A multiple debit advice always relates to many debits from one ordering party's account in favour of one (or many) beneficiary(ies). The complete structure of the DEBMUL message may be transmitted in order to provide multiple debit advices.

(c) Copyright EAN 1997